Knowledge from Insurance Field
Our official blog provides latest news from the industry
Directors and Officers Insurance in India: What D&O Cover Is and Why Boards Need It
Every director or senior officer makes decisions that affect the company, its shareholders, creditors, employees, and regulators. When those decisions lead to a claim against
Co-pay, Deductible, and Sub-limit in Health Insurance: What They Actually Cost You
When comparing health insurance in India, most buyers focus on the premium and the sum insured. The clauses that determine how much you actually receive
Marine Cargo Insurance for Indian Importers and Exporters: What You Need to Know
Every year, goods worth crores are damaged, lost, or stolen in transit across Indian ports, highways, and warehouses. For businesses involved in import, export, or
How Much Life Insurance Cover Does Your Family Actually Need?
Most people who buy life insurance pick a number that feels large enough — ₹25 lakh, ₹50 lakh, ₹1 crore without a clear method behind
Your NCB Is One of the Most Valuable Things in Your Motor Policy. Most People Don’t Manage It Well.
No Claim Bonus [NCB] is a reward your motor insurer gives you for not making a claim in a policy year. It works as a
What Happens to Your Health Insurance When You Change Jobs?
This is one of the most common and most underestimated insurance risks in India. Millions of salaried employees rely entirely on their employer’s group health
Cashless vs Reimbursement Claims: Which One Should You Use and When?
Not happy with your current health insurer? You don’t have to start from scratch. I When you are admitted to a hospital, the last thing
Pre-Existing Conditions and Health Insurance: What the Waiting Period Actually Means
If you have been diagnosed with diabetes, hypertension, thyroid disorders, or any other chronic condition before buying health insurance, one clause matters above all others:
How Much Health Insurance Cover Do You Actually Need in 2026?
Most people pick their health insurance sum insured the same way they pick a number for any uncertain future cost ,they estimate, add a buffer,
Health Insurance Portability: How to Switch Insurers Without Losing Your Benefits
Not happy with your current health insurer? You don’t have to start from scratch. IRDAI’s portability rules allow you to switch to a different insurer