Privacy Policy

Privacy Policy

1. Introduction

Draco Insurance (“we,” “us,” or “our”) is committed to protecting the privacy of users of this website and our services. This Privacy Policy explains how we collect, use, store, share, and protect your personal information when you visit or interact with DracoInsurance.in (the “Website”) or obtain our insurance products or services.

This policy applies to all users, including visitors, customers, and policyholders.

2. Information We Collect

We may collect the following types of information:

a. Personal Information
• Name, contact number, email address
• Address, date of birth
• Government-issued identifiers (e.g., PAN, Aadhar)
• Policy details, claim information
• Payment information (card, bank account details)

b. Technical / Website Usage Data
• IP address, browser type, device details
• Cookies and tracking technologies
• Pages visited, time spent, interaction data

3. How We Use Your Information

We use your data to:
• Process insurance purchases and renewals
• Manage and service your policy or claims
• Communicate with you via email or phone
• Verify identity and prevent fraud
• Improve our services and website functionality
• Send marketing or service updates (with consent)

4. Legal Basis & Consent

By using our Website or submitting your details, you consent to the collection and use of your information as described in this policy. Where required by law, we will obtain your specific consent before processing sensitive personal data.

5. Sharing Your Information

We may share your data with:
• Insurance partners, reinsurers, and claim handling service providers
• Law enforcement or regulators (if required by law)
• Financial institutions for payment processing

We do not sell your personal information to third parties.

6. Security Measures

We use industry-standard technical and organizational safeguards to protect personal information from loss, misuse, or unauthorized access. However, no internet transmission is 100% secure.

7. Cookies & Tracking

We use industry-standard technical and organizational safeguards to protect personal information from loss, misuse, or unauthorized access. However, no internet transmission is 100% secure.

8. Your Rights

You have the right to:
• Access the information we hold about you
• Request correction or deletion of your personal data
• Withdraw consent (where processing is consent-based)
• Object to direct marketing

To exercise these rights, contact us at:
📩 Email: support@dracoinsurance.in
📞 Phone: +91 7064106417

9. Children’s Privacy

We do not knowingly collect personal information from children under 18 years of age without parental consent.

10. Changes to This Policy

We may update this Privacy Policy at any time. Significant changes will be posted on this page with a revised date.

Important Notes (India-specific)

• Insurance companies in India must comply with IRDAI regulations regarding privacy and data protection.
• Any policy that collects sensitive personal data (like medical info) must prominently state how it is used and protected, including explicit consent.